Derek is a dedicated life insurance and annuity professional based in Los Angeles, CA, committed to helping individuals and families safeguard their financial futures. With a deep understanding of the importance of protection and peace of mind, Derek offers personalized insurance solutions tailored to each client's unique needs. In addition to life insurance, he assists with 403(b) plans for individuals working at school districts and 457 plans for first responders, helping them prepare for retirement with confidence. Derek is also specialized in building out cash value–focused Indexed Universal Life (IUL) policies and implementing Infinite Banking Concepts (IBCs) for individuals looking to supplement their retirement with tax-free benefits. His approach emphasizes trust, transparency, and a genuine concern for the well-being of his clients and their loved ones. Whether you're planning for the unexpected or securing a legacy for future generations, Derek is here to guide you every step of the way.